If you invested ₦100,000 on the 1st of January 2024, in these options, how much would you have today, at the end of 12 months? (January – December, 2024)
⚠️*THIS IS NOT FINANCIAL ADVICE*⚠️
1. Left in a Nigerian savings account: ~₦90,000
2. Just converted to Dollars: ~₦136,844 ($83.19)
*Saving & Investments Apps*
3. Piggyvest (Quick Save): ~₦120,000 (*up to)
4. Piggyvest (Piggybank): ~₦114,000
5. Locked in Piggyvest (SafeLock): ~₦114,000-
₦120,000
6. Locked in Piggyvest (Target
Savings/HouseMoney/Flex Naira): ~₦112,000
7. Added in Piggyvest (Flex Naira): ~₦112,000
8. Added in Piggyvest (Flex Dollar): ~₦146,402 ($89)
9. Cowrywise (Save by myself):
~₦114,000
10. Locked in Bamboo Fixed Investment (364 days): ~₦147,800 ($89.85)
11. Locked in Bamboo Treasury Bills (359 days): ~₦127,261.51
12. Added to Opay (OWealth): ~₦113,500
13. Locked in RiseVest (Fixed income): ~₦150,531 – ₦153, 261 ($91.51 – $93.17)
14. Locked in RiseVest (Real Estate): ~₦153,261 – ₦157,357 ($93.17 – $95.66) (⚠️returns are not guaranteed)
*Cryptocurrency*
15. Bought Bitcoin (BTC): ~₦290,090 ($176.35)
16. Bought Ethereum (ETH): ~₦194,303.73 ($118.12)
17. Bought Solana (SOL): ~₦242,205.23 ($147.24)
18. Bought Binance Coin (BNB): ~₦305,158.19 ($185.51)
19. Bought DogWifHat (WiF): ~₦1,511,348.16 ($918.77)
20. Bought Doge Coin (DOGE): ~₦473,125.98 ($287.62)
*US Stocks*
21. Bought Vanguard S&P 500 ETF (VOO): ~₦168,313.22 ($102.32)
22. Bought Apple Inc. (AAPL): ~₦177,886.94 ($108.14)
23. Bought Alphabet Inc. (GOOG): ~₦184,910.96 ($112.41)
24. Bought Microsoft Corporation (MSFT): ~₦153,261.76 ($93.17)
25. Bought Tesla, Inc. (TSLA): ~₦224,324.42 ($136.37)
26. Bought NVIDIA Corporation (NVDA): ~₦371,072.10 ($225.58)
27. Bought MicroStrategy Incorporated (MSTR): ~₦627,473.42 ($381.45)
28. ProShares Ultra Semiconductors (USD): ~₦327,595.57 ($199.15)
*Nigerian Stocks*
29. Bought MTN Nigeria Communications Plc (MTNN): ~₦76,000
30. Bought Guaranty Trust Holding Company Plc (GTCO): ~₦142,100
31. Bought Dangote Cement Plc (DANGCEM): ~₦149,700
“~” means “Approximate”. The figures above are not accurate to the dot, it is just an estimate based on the information accessible, some other contexts and nuances can make your final value differ slightly.
2024 is gone and today is the first day of a brand new year, which means today is the beginning of another opportunity to take investing seriously.